This is ONE OF 4 responses to VC 19 Drury 6 ("A Hot Topic")...
I think that the circumstances for each hot tub encounter would have to be considered.
I don't think that I would go naked into a hot tub where everyone else was clothed. I would also have to take into account who the other people are. How well do I know them? Am I comfortable with them? What do these other people expect/want?, etc.